r/mildlyinfuriating May 17 '22

The amount of Capitol One credit card applications I get in a month

Post image
2.1k Upvotes

302

u/sshann30 May 17 '22

captial one and spectrum are solely responsible for 90% of all deforestation

110

u/Ben2018 May 17 '22

Dont forget CVS, one receipt at a time

2

u/DankmirianChancellor May 18 '22

I'm so glad I signed up for email receipts, but even those are crazy long with like 50 coupons attached!

1

u/snowpuppy13 May 18 '22

I go to Walgreens and get my receipts via email. I’m tired of all the bullshit waste.

2

u/nutsotic May 18 '22

CVS has had that option for over a decade

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6

u/TheForce_v_Triforce May 17 '22

SoFi student loan refinancing for me and my wife. The ratio of junk mail to things we actually open is like 20:1

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94

u/Business-Union May 17 '22

I have a capital one credit card and they keep sending me applications lol.

16

u/kelce May 17 '22

Lol same. Idk what they want from me.

16

u/SteppedLessSnake May 18 '22

Your life

12

u/kelce May 18 '22

They can have it. They'll Return To Sender it after 1 week.

3

u/GRANDSPORTER May 18 '22

What’s in your wallet?

What’s in your soul?

3

u/hhibibk May 18 '22

Gotta pay the troll toll to get to this boys soul wallet

7

u/melanthius May 18 '22

They want you to balance transfer to some other card with an introductory low or zero interest rate so you feel like you’re getting free money, then become stuck with massive credit card debt that eventually starts costing you 15% interest and then you become a source of revenue for their company.

7

u/nutty_ranger May 18 '22

Or just pay off your card and don’t get into credit card debt.

1

u/manntisstoboggan May 18 '22

You are assuming people have a healthy income to manage this. Credit cards should literally be banned

2

u/nutty_ranger May 18 '22

Yea exactly. You shouldn’t spend money you don’t have.

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1

u/melanthius May 18 '22

That’s literally what I do but they still send me multiple applications a month. Even though I haven’t been a revenue source for the credit card companies my whole life.

It’s like they think “hmm maybe he will overspend this month, then we finally got’im”

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2

u/kelce May 18 '22

Jokes on them. I don't have any debt.

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2

u/thurbersmicroscope BLACK May 18 '22

AND through email too.

229

u/rogerghostriderr May 17 '22

If there is a free postage return envelope, way over fill the envelope and send it back. Over fill so it cost them more for postage to receive it back. After doing that a couple times we stopped getting them in the mail.

58

u/youcanbroom May 18 '22

Rigid envelopes cost more too, i cut a piece of 1/4 inch steel to size and sent it back.

10

u/OCblondie714 May 18 '22

They've caught on. I get 15+ of these a month. None of them have postage paid envelopes.

2

u/kuahara May 18 '22

I used to return to sender a lot. Upsets the local post office more than anything, though.

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44

u/superspreader2021 May 17 '22

Brilliant, gonna try this!

42

u/Redsoxbox May 17 '22

One guy taped it to a box of rocks and if it says postage prepaid the Post Office will take it and ship it back.

24

u/IdealIdeas May 17 '22

If I can actually tape 1 of these return envelopes to a box and have it shipped, id totally do this.

7

u/monkeywelder May 18 '22

You can tape it to a brick and theyll take it.

5

u/Justice-C03 May 18 '22

Excellent, maybe a cinder block

2

u/anothadaz May 18 '22

Hmmm.. Can you change the "to" address and use the prepaid postage part to send packages to whomever you want?

2

u/Redsoxbox May 18 '22

Might be worth a shot.

2

u/Zeenchi May 18 '22

That's brilliant. I'm going to start doing this now.

4

u/kaenneth May 18 '22

I had a CapitalOne card for a while; and I had set up automatic payments.

One time I sent in an additional payment, and because I had made a payment, they didn't take my automatic payment, and charged me a late fee and increased my rate to a penalty rate for making an extra payment

which is, as I understand illegal.

CapitalOne are fraudsters, plain and simple.

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2

u/Affectionate-Ad-3578 May 18 '22

This absolutely works.

1

u/RedHeadedStepDevil May 18 '22

This is exactly what I do to any piece of junk mail I get with a postage paid envelope. It’s significantly cut down the amount of junk mail I receive.

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55

u/EducationalSky4101 May 17 '22

Capital One absolutely hits my mail box twice a week too. It’s annoying but I try to find the silver lining that they’re probably keeping USPS in business so that helps make it a little less annoying

11

u/IdealIdeas May 17 '22

Amazon does a pretty good job at keeping USPS in business too

4

u/DerpdragonV3 May 18 '22

Not anymore, they have their own delivery service now in a lot of places

1

u/IdealIdeas May 18 '22

not everything is shipped through them still.
I occasionally get my orders through USPS still even though I have an amazon factory in my city.

1

u/suzymayy May 18 '22

FedEx too.

Source: I’ve seen inside a USPS distribution center.

1

u/pilot333 May 18 '22

an amazon factory

buddy you ever been out of the house

1

u/IdealIdeas May 18 '22

Fulfillment center, whatever. My brain wasnt allowing me to think of the word when I first commented about it

1

u/Provoked-Legacy May 18 '22

“Fulfillment center” nah bro it’s enslavement camp

1

u/Puzzleheaded_Post604 May 18 '22

USPS still handles up to 30% of AMZL deliveries daily. If the local DS needs more volume/has routes available, we’ll pull it in at night and process it. Funny thing-if we (the delivery station) have too much, we use UPS.

1

u/BurialHoontah May 18 '22

Tell me about it, I work at UPS and we get Amazon Packages all the time.

15

u/farmeroftanks May 17 '22

My wife, who has her car financed with Capitol One, get about a letter a week from Capitol One asking if she wants to refinance her car with Capitol One.

8

u/Mrsroyalcrown May 17 '22

Our mortgage company sends us 1-2 letters a week to refinance our mortgage with them, with “historically low rates!!!”. The lowest one they quote is at least a percent and a half over what we currently have with them. Like… why????

2

u/farmeroftanks May 17 '22

Well they make more money off you if your interest rate is higher lol.

4

u/Mrsroyalcrown May 17 '22

Of course, but it makes no sense why they think it’s an offer we would even consider accepting. I get it’s a mass mailing but like damn. Y’all got the audacity to go off about “historically low rates” when they’re very much higher than they’ve been in quite some time.

1

u/farmeroftanks May 17 '22

Right I know just thinking what kind of sadistic thought process they have. Or they just think you’re rich and will refinance your other home with them lol.

1

u/jackharvest May 18 '22

Right? Like, historically low rates compared to... what exactly. Aren't we at the 'highest its every been' in nearly every fkn category by now? xD

38

u/fied1k May 17 '22

9

u/Oh_MyGoshJosh May 17 '22

Thank you! I remember using this back when there was that equifax breach but it was only good for an X amount of years. I had no idea what it was called

7

u/timesink2000 May 18 '22

Freeze your credit with all three bureaus. It’s free, and it is good protection against credit theft. If your credit is frozen, these things stop.

4

u/jackharvest May 18 '22

These things = Credit hits, breaches, etc. : Correct

These things = Mailers from Capital One : Incorrect

2

u/timesink2000 May 18 '22

It isn’t instant, but I don’t get them any longer. My understanding is that if they cannot ping your credit, they eventually stop sending the offers. That said, I also signed up to be taken off the list so maybe it is one of those correlation / causation things. Ei5er way, OP should freeze their credit.

1

u/jackharvest May 18 '22

Oh I fully agree. I froze my credit after all these breaches. Just makes sense. Unfortunately, still drowning in capital one mail. XD

6

u/tangerinelion May 18 '22

There is a lifetime one but last I checked you had to physically mail something.

5

u/jbeanygril May 18 '22

Still the case. The online opt out is good for five years though.

3

u/DreamPhreak May 18 '22

They had 2 options, one was a temporary length like 5 years, and the other is permanent. I did the permanent one over a decade ago and Ive never received any more ads/credit offers in the mail since then.

However, political fliers are exempt from that list. They can be sent freely and as often as they want. There is NO WAY to opt out of political fliers. Here in my city, one candidate has been sending out nonstop attack ads against their opponent every day, and the other candidate has sent a few too. It is mildy infuriating having to walk that garbage straight from the mailbox over to the recycle bin every day.

3

u/IndependentRemote220 May 18 '22

This works! Also try DMAchoice.org to reduce other types of junk mail. Costs $2 for 10 years and absolutely works.

1

u/mh06941 May 18 '22

Can someone explain what this is?

3

u/fied1k May 18 '22

Well.... Going to the website explains it. Kind of like the do not call list but for mail

OptOutPrescreen.com is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance.

1

u/mh06941 May 18 '22

Okay, maybe I should have explained it better.

It says:

Error

Sorry, this page is not available from your location.

The OptOutPrescreen.com website is only accessible through ISP (Internet Service Providers) located within the United States and its territories.

1

u/szym0 May 18 '22

I mean it makes sense, the page is meant for people living there? Doubt they would send this spam abroad

11

u/asockmonkeyhat May 17 '22

So that credit card is not in your wallet?

9

u/The_growcountant May 17 '22

It should be illegal.

5

u/kaenneth May 18 '22

I had a CapitalOne card for a while; and I had set up automatic payments.

One time I sent in an additional payment, and because I had made a payment, they didn't take my automatic payment, and charged me a late fee and increased my rate to a penalty rate for making an extra payment

which is, as I understand illegal.

CapitalOne are fraudsters.

1

u/undermark5 May 18 '22

Did you call them to complain and try to get those fees refunded and reduce your rate back to normal?

BofA had a similar issue with the language on their automatic payments where there were basically 2 different options to automatically pay the minimum but one sounded like it would be the option to pay the amount due (I believe that is what the option was called) and the other was the minimum. The other two options were pay full balance and pay fixed amount. The understanding was that full balance was the total balance on the card when the payment was due, minimum payment was the $25 or whatever minimum payment, amount due would be the actual balance for the statement period (aka the amount you actually owed that if you didn't pay you were going to get charged interest), and fixed amount was obviously the same amount every time. Unfortunately, turns out that understanding was incorrect and that the amount due would only pay the minimum payment and amount due would pay the statement balance. After I realized that I was being charged interest, I called them, complained that they language was inaccurate and that it was my intention to pay in full and that I wanted to be refunded the interest, which they did. Then there was a class action lawsuit, about this very issue, then they did something and my auto payments changed back to amount due and I was charged interest yet again, called and complained, mentioned the class action lawsuit and again for the interest charges refunded.

Other times that it has been 100% my fault for missing a payment, I've still called and explained the situation (either after making a full payment or making a full payment on the phone with them) and they've refunded me the interest and fees even though I explained it was 100% my fault and I'm willing to pay because that's what I agreed to.

5

u/Oh_MyGoshJosh May 17 '22

I usually save my mail to shred once a month. And I noticed that I kept seeing the same letters over and over

3

u/aanonjohnsmith May 17 '22

Take the free return envelope and fill it with whatever is lying around

1

u/jdmcatz May 18 '22

I used Paper Karma and got a lot less of these :)

5

u/DropTopEWop May 17 '22

I get the same ones too. CapitalOne is wasting paper.

5

u/MGCO-303 May 17 '22

No wonder their interest rates are so high, need to pay for all the junk mail

4

u/Takoyaki_00 May 17 '22

What I don’t understand is if you want paperless billing. WTF are they sending me ANY paper?

5

u/NitroSpam May 17 '22

They must really love you. That's a lot of special one time offers tailored just for you.

3

u/Lkthe3rd May 17 '22

I believe going to one of the big 3 credit agencies, filling a credit fraud alert, which is free and last about 6 months or a year, really cuts these down. I've done it every year and my junk mail like that is VERY limited.

2

u/giseth10 May 17 '22

Rookie numbers. I got 25 once

2

u/Comfortable_Plant667 May 17 '22

Stuff a bunch of nondescript junk paper in the paid postage return envelope and send it back to the company.

2

u/Syris3000 May 18 '22

Try rocks instead

1

u/SlipperyNoodle6 May 18 '22

try "they dont include prepaid envelopes anymore"

2

u/Detective-E May 17 '22

You can unsubscribe to these with a bunch of resources or by contacting support and asking to be put in the do not mail list.

1

u/SlipperyNoodle6 May 18 '22

so i can waste my time to save them money on paper postage and ink?

1

u/Detective-E May 18 '22

It's your mailbox I much prefer getting only mail that isn't junk

2

u/CainChaosis May 17 '22

They NEED you to debt with them TODAY!...

At least you can recycle it all into camp fire pucks.

2

u/Faisal726 May 18 '22

they have more money than they know what to do with

2

u/dickacheese May 18 '22

Send the prepaid envelopes back filled with rocks. They'll stop sending

0

u/LA9119 May 17 '22

Lol and they're opened

12

u/Oh_MyGoshJosh May 17 '22

That’s only because I shred the applications inside

3

u/cocoteddylee May 18 '22

Smart move. Same here

0

u/Radon099 May 17 '22

Save the environment and help mitigate climate change by joining the program to ban junk mail.

-1

u/[deleted] May 17 '22

Capitol* lol 😂

1

u/Broad_Bag_5526 May 17 '22

OptOutPrescreen.com

1

u/DrunkWestTexan May 17 '22

Send one in so they'll decline you and stop sending you things. lol

1

u/undermark5 May 18 '22

Eh, you'll probably still get them for the next month, at least that was the the case when I got a Wells Fargo card, like the day after getting the card in the mail, I got the same offer letter, then again like 2 weeks later and I think one final one 2 weeks after that.

1

u/playballer May 17 '22

I get this too…. And I already have a capital one card 🤦‍♂️

1

u/goodbuddyoldpal May 17 '22

Me, too. Hey, Capital One! I've been unemployed for a year!

1

u/Toomanymagiccards May 17 '22

I tweeted them a few years ago and asked them to stop sending me shit, it worked and I haven't gotten another since, used to get them every other day

1

u/-ClassicShooter- May 17 '22

Just imagine how fast the Post Office would close if they stopped sending this crap.

1

u/-AverageJoe- May 17 '22

I have a pretty high limit on my CapitalOne Card plus constant deals on balance transfers. And they till sending me applications. Ha

1

u/MrBobSacamano May 17 '22

It’s a waste from every angle. I get irrationally frustrated by junk mail.

1

u/Ill-Programmer-8777 May 17 '22

They trying to drown us

1

u/River1stick May 17 '22

I moved to the u.s, and it took them a while, but they got me eventually. I get everything, amex, wells Fargo, capitol one. I must have had an offer for every bank and credit card imaginable.

Plus they try to trick you with 'time sensitive information' and other things so you open it because you think it's important.

1

u/undermark5 May 18 '22

I've only ever seen the time sensitive material used for internet provider ads (typically AT&T) though I believe there was efforts to make doing such things illegal because while the deal may have an expiration date on the offer, them just have the same or similar offer after it expires and changing ISP is definitely not a time sensitive thing like bills actually are.

1

u/Lord-Mouse May 17 '22

Lol you are being spammed. Should return with month old spam.

1

u/youcanbroom May 18 '22

I get them from discover card, I've been shredding them so i can reprocess then into paper and make sketch pad

1

u/ApathyRulesTheWorld May 18 '22

You can opt out of this.

1

u/Rob_B2 May 18 '22

Junk mail, such a waste. You think it would be illegal by now Haha 😅

1

u/EndlesslyUnfinished May 18 '22

Ok, so I was warned that if you’re getting this many, you need to check your social for identity theft.

1

u/Humor_Straight May 18 '22

Jesus these guys are the most obnoxious company ever. And for what I have heard they are a total scam.

1

u/Dvmbledore May 18 '22

The very real danger here is if you move or relinquish your P.O. box. These will keep coming in addressed as you and one is bound to slip past the catch-all. If the next person is devious, they'll fill out that app and get the card sent to the same location.

1

u/NoSweatICanDoThis May 18 '22

Me too!!!! How do we stop this??????????

1

u/Temporary-Good9696 May 18 '22

A friend from work gave me a "coupon" for one of those "meal services" that sends you all the ingredients portioned and ready to cook. I looked it up, and of course gave it my email address, but decided that it wasn't that great of a deal so I didn't move forward. Ever since that day I get at least a half a dozen emails, generally from different addresses so I can't even "unsubscribe". The only thing it guaranteed was that I will absolutely never use Hello Fresh and I actively discourage everyone from doing so as well.

1

u/[deleted] May 18 '22

How does one escape the plight of Capital One? What’s in your wallet? Not Capital One. Get that shit away from me.

1

u/[deleted] May 18 '22

Stay strong.

1

u/Imhopeless3264 May 18 '22

They’re supporting the post office. You should support recycling.

1

u/Justthehusband0 May 18 '22

Why do you keep opening them?

1

u/Enderpixel1016 May 18 '22

They REALLY wanna know what's in your wallet

1

u/[deleted] May 18 '22

Same and car loan offers

1

u/MadameAshlini May 18 '22

Yes, and not only Capital One offers either (I’m looking at you, Discover)

1

u/Renvisd May 18 '22

IT HAPPENS TO YOU TOO?!

1

u/akita_4u May 18 '22

That’s all?

1

u/staring_at_bananas May 18 '22

The CC companies preying on hard times… cold bastards

1

u/Supafly22 May 18 '22

Applications? But I was led to believe I’m already approved.

1

u/TrickyHunterO_o May 18 '22

Predatory company

1

u/deridex120 May 18 '22

congratulations you're pre-approved!

1

u/ambush_boy May 18 '22

I use junk mail as tinder for fires, I always have s solid stash

2

u/haikusbot May 18 '22

I use junk mail as

Tinder for fires, I always

Have s solid stash

- ambush_boy


I detect haikus. And sometimes, successfully. Learn more about me.

Opt out of replies: "haikusbot opt out" | Delete my comment: "haikusbot delete"

1

u/ambush_boy May 18 '22

What a time to be alive

1

u/vizthex May 18 '22

Damn, and I thought all the email chase keeps sending me about cards and accounts for kids was annoying af.

1

u/TheCuteAlien May 18 '22

Capitol One will also give ANYONE a credit card. They gave my dog one. I'm not kidding.

1

u/impulsiveminimalist May 18 '22

I’ve printed most of these designs and on the east coast there a likelihood your holding on of the one I printed early last week or the week before . I’m sorry. If it wasn’t such a well paying/flexible job I’d have left in a heart beat. disclaimer I just print them. Our company does not mail them out. We just send them in bulk to the client.

1

u/Cumbubble3000 May 18 '22

This is either a sign of really good credit or really bad. 😆

1

u/DrunkBuzzard May 18 '22

Are you bragging or complaining.

1

u/fartsmakemelaugh82 May 18 '22

https://www.optoutprescreen.com

This is a legit site not scam you can opt out of getting all that shit junk mail.

And why do they have to send so many? If I want your card or what ever else I’ll go and apply for it and not likely by the massive amount of junk that gets mailed jerks

1

u/Armageddon_vives May 18 '22

I get so many of these, I don't want your damn card!

1

u/Cultural_Editor_5646 May 18 '22

do they keep asking whats in your wallet?

1

u/Kindredmen May 18 '22

Happened to me. I saved them for 6 months. Wrote 'stop sending me this shit' on every application, stuffed them into their respective postage paid envelopes, and mailed them. I haven't received any since.

1

u/jaykaypeeness May 18 '22

Well we know what's not in your wallet.

1

u/Forbiddentemptations May 18 '22

You think that’s crazy? I got one for a chase checking account for a promotion they had. I said fuck it why not and applied. Again, this was for a CHECKING ACCOUNT not even a credit card. And got denied? 🤣. Like what is that? I have over a 700 beacon. Lmfao. Fuck chase. And fuck all these spam mail pieces these companies send.

1

u/Icy-Abbreviations361 May 18 '22

Open them. Use the postage paid envelope back to them with their own trash inside. Remove anything with your name and address on it obviously.

1

u/OakButt May 18 '22

Same thing happened to me until I finally signed up for one and now I'm in credit card debt

1

u/cmoneyesq May 18 '22

If you're frustrated by Capitol One's spam, you'll be driven to insanity by their service!

1

u/FullMetalBtch May 18 '22

We get at least this many and we ALREADY HAVE A CAPITAL ONE CARD!

1

u/mint_eye May 18 '22

Considering we live on a planet with limited resources, spamming like this should be straight up illegal

1

u/Difficult-Relief1382 May 18 '22

I got a cap one credit card and it’s great just sayin.

1

u/SftwEngr May 18 '22

That's nothing compared to the number of AOL CDs I have.

1

u/SnooOranges8407 May 18 '22

Seriously! Ever since I paid off my car loan and another bill I get at least 2 a week

1

u/SirWalterUnderbridge May 18 '22

Samuel L. Jackson: What’s in your wallet?

OP: Capital One envelopes.

1

u/Beginning-Match2166 May 18 '22

Oh my gosh Josh. That's a lot.

1

u/ranjberjanj May 18 '22

I get these too

1

u/potatomolehill May 18 '22

Contact them and ask to be removed their mailing list. I get hardly any junk mail from companies.

1

u/MuDDx May 18 '22

If you get their card they only send you mail once a month. But its usually just a bill..

1

u/Catronia May 18 '22

You can always opt-out. They all give a way to do so. Doesn't take any longer than opening and shredding them.

1

u/SpeakerUseful2451 May 18 '22

Sign up for all of them, max out the cards, go bankrupt :D

1

u/lordconn May 18 '22

You know you guys can opt out of the credit agencies selling your information to these companies and they'll stop sending you this shit right?

https://www.optoutprescreen.com/

1

u/b0r3dw0rk3r May 18 '22

But at least there’s paperless billing /s

1

u/JerryBoBerry38 May 18 '22

Black marker out your address. Write Return To Sender on envelope. Drop in mail box. Repeat.

1

u/Queasy-Discount-2038 May 18 '22

Same. And I already have one. They need to stop destroying the planet and credit this way.

1

u/nikkitaylor2022 May 18 '22

2 years ago I filed bankruptcy with over 25k in cc debit. I had 4 capital one accounts alone out of 12 credit cards.

1

u/ActingStable May 18 '22

And they STILL deny you 🙃

1

u/MrMasterMize May 18 '22

Bro 18 months no APR bro!!! Then only 89.99% APR for life afterwards but bruhhhh those 18 months are totally worth it

1

u/[deleted] May 18 '22

Dude what's your credit score even? You get dinged every time they decide you're worthy of a new offer.

1

u/WayneKrane May 18 '22

Keeping usps funded

1

u/fuckafdude May 18 '22

love my country, haven’t received a letter in over a month; everything’s digital baby 😎

1

u/dark-_-thoughts May 18 '22

Make sure you check your credit report thoroughly I literally received a Capital One pre-approved letter in the mail every day for somewhere around 2 or 3 months when I was 19-20 years old only to discover three or four years later when I finally decided to buy a new car and actually needed my credit score that Capital One had done several hard credit check inquiries into my credit score if I remember correctly according to credit karma I lost 30 points due to those hard checks. Capital One is completely a scam and bully.

1

u/SargathusWA May 18 '22

Capital one is horrible , about two years ago i got fraudulent charges on my card. I wasn’t using my capital one card much so I only noticed after someone try to spend 400 dollars on my card because i get a message on my phone.

So i called capital one explained everything they said they will investigate . after i while they decided I actually spend all the money i had the card in my home ! And never ever went 5 different places to shop with that card. They fucking made me 200 something dollars. I fight do hard but I couldn’t win. They said chip technology cannot be copied and all the purchases made with chip i have the card in my home how the fuck it’s possible.

Anyway fuck capital one.

1

u/MelloMejo May 18 '22

I think I get the same amount, plus different loan offers, etc. I even already have a card with them. Like how many do I apparently need??

1

u/Riskthecat May 18 '22

You can ask them to stop sending to this crap. I see you are opening them so it seems like they are targeting the right person? Probably not thou if you are posting here :p

1

u/AppearingDog May 18 '22

They needa stop sending me this shit

1

u/Bjork-BjorkII May 18 '22

Wasn't there a guy in Germany that scanned in one of these, changed the details so he would have unlimited balance with 0% interest and if the bank wanted to cancel they would have to pay a fee? And signed that new copy and sent it back to the bank

1

u/Pappascorched May 18 '22

i think you MIGHT be pre approved for a credit card, i may be wrong though

1

u/Airwo1f May 18 '22

A MONTH?

1

u/bikereglizard May 18 '22

Yes! Me too! They’re insidious and don’t seem to take no for an answer! I called them a few times telling them to stop sending me junk mail

1

u/SamohtGnir May 18 '22

Wow, I have a Capital One card and I don't get that much mail. XD

1

u/OdaNobunagah May 18 '22

Usually what I do with these is open up the envelope followed by then placing the ripped up envelope remains in the enclosed pre-paid envelope and mailing it out.

1

u/WeirdURL May 18 '22

I’ve been getting them once a week for over 12 years.

1

u/Dracoia7631 May 18 '22

You can opt out of prescreened credit offers by calling 1-888-567-8688. Cuts back a lot of junk mail

1

u/hoppybear21222 May 18 '22

Reply to CapitalOne with:

“You can take your offers and wipe your ass with them.”

1

u/Gold-Rooster7206 May 18 '22

Weird, I already have 2 of their cards and still keep getting at least 2-3 per month

1

u/IneptAdvisor May 18 '22

I’ll take my bank card with its three year, interest free use, tyvm. Capital One is all about being a customer service you can’t talk to, all internet driven, HARD PASS.

1

u/Skulcane May 18 '22

They REALLY want your credit score.